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Generally, you can't make more than $1,040 per month ($1,740 if you're blind) and still be considered disabled. This amount is the "substantial gainful activity" threshold. But you are allowed to subtract disability-related expenses from your wages before measuring it against SGA. As an example, Social Security may allow you to deduct the cost ...The question we want to understand is, how much was Rosie's benefit reduced by working while on Social Security? To answer that, we first need to calculate how much Rosie was over the Social Security earnings limit for her age. In 2020, Rosie filed for Social Security; she received her first check in January of 2021.But while Uncle Sam gives you a bonus for waiting to collect Social Security benefits, he doesn't give you a dispensation from paying Social Security taxes. As long as you have earned income (such as wages), you're required to pay Social Security taxes on up to the annual payroll limitation—$137,700 in 2020.In this calendar year for 2021, the limit is $4,210 (1/12 of $50,520). It’s very important to remember that in the year following this first year, the monthly limit is no longer used and the earnings limit is based solely on your annual earnings limit.